Service II
Debt & Capital Advisory
Considered financing for real estate, structured with institutional rigour.
Overview
Capital is the foundation of every real estate decision. Our mandate is to arrange it with precision: the right structure, from the right counterparty, on terms that serve the long-term interests of the principal rather than the convenience of the lender.
We act exclusively on behalf of the borrower. Each requirement is assessed independently, presented to a carefully selected group of lenders and capital providers, and negotiated with discretion. We are not tied to any institution, and our recommendations are made without conflict.
Our clients include private individuals, family offices, developers and investors across the United Kingdom and selected international markets, with facilities arranged against residential, commercial, mixed-use and development assets.
Led by
Arman Aria
Co-Founder & Director, Head of Debt Advisory
Arman leads the firm's capital advisory function. With a background in private equity, debt advisory and asset management, he has personally raised in excess of £50,000,000 and advised on senior lending facilities exceeding £200,000,000. Every financing mandate is directed by him from first assessment through to drawdown.
Contact Arman on WhatsAppOur financing solutions
Bridging Finance
Short-term secured facilities arranged at speed for acquisitions, auction purchases, chain breaks and time-sensitive transactions. Available on a first or second charge basis, with flexible interest structures and a clearly defined exit.
Development Finance
Senior and stretch facilities for ground-up development, conversion and heavy refurbishment. Drawdown schedules, monitoring surveyor requirements and exit strategy are structured around the build programme.
Refinance
Replacement of existing debt on improved terms, whether to reduce cost, extend maturity, release value following refurbishment, or transition from short-term to long-term funding.
Equity Release
Liquidity drawn from unencumbered or under-leveraged property holdings, allowing principals to redeploy capital without a sale. Structured to preserve ownership and long-term position.
Senior Debt
Conventional term lending from banks, private banks and institutional lenders for acquisition and investment, offered on a recourse or limited-recourse basis.
Mezzanine & Stretch Senior
Subordinated and higher-leverage structures that bridge the gap between senior debt and equity, extending purchasing power while protecting the principal's position.
Preferred & Joint Venture Equity
Introduction of equity partners for development and investment transactions, with terms, governance and returns negotiated on the principal's behalf.
Commercial & Investment Mortgages
Term financing for let residential, commercial and mixed-use portfolios, including limited company, SPV and portfolio lending.
Portfolio & Corporate Facilities
Consolidated or cross-collateralised facilities across multiple assets, arranged to simplify structure and improve overall cost of capital.
International & Cross-Border Lending
Financing of UK assets for non-resident and offshore principals, and introductions to lenders for assets in selected overseas markets.
Private & Family Office Lending
Access to private credit funds, family offices and non-bank lenders for situations requiring bespoke terms, speed or flexibility beyond conventional appetite.
Restructuring & Special Situations
Considered advice on refinancing, extension and recapitalisation where an existing facility is maturing, in default, or no longer fit for purpose.
Our approach
- 1A confidential discussion to understand the asset, the principal and the objective
- 2Independent assessment of the requirement and the most suitable structure
- 3Selective approach to lenders and capital providers, under appropriate confidentiality
- 4Negotiation and comparison of terms, with clear recommendation
- 5Legal, valuation and underwriting process managed through to drawdown
Indicative assessment
Assess your requirement
Enter the details of your requirement to receive an immediate indicative assessment of the structure we would propose.
Remaining months will be retained.
Annualised equivalent 10.20%
Your indicative assessment will appear here
All figures are illustrative and do not constitute an offer of finance. Any facility is subject to lender underwriting, valuation, due diligence and credit approval. Actual rates and fees will depend on the specific circumstances of the borrower and the asset.